Ontario Salary & Take-Home Pay Calculators (2026)
Estimate your Ontario after-tax income for 2026. These free calculators show how much of your salary you keep after federal income tax, Ontario provincial income tax, CPP, and EI. At $75,000: approximately $56,400 take-home. At $100,000: approximately $72,100 take-home.
Ontario calculators
Understanding Ontario income tax (2026)
Ontario residents pay four layers of deductions on employment income: federal income tax, Ontario provincial income tax, CPP contributions, and EI premiums. Here's a quick overview of Ontario's provincial brackets:
| Ontario Taxable Income | Ontario Provincial Rate |
|---|---|
| Up to $51,446 | 5.05% |
| $51,446 – $102,894 | 9.15% |
| $102,894 – $150,000 | 11.16% |
| $150,000 – $220,000 | 12.16% |
| Over $220,000 | 13.16% |
Ontario also applies a provincial surtax at higher income levels. For precise figures, use the Ontario take-home pay calculator or consult the Canada Revenue Agency (CRA).
Ontario take-home pay at common salary levels
| Annual Salary (CAD) | Est. Federal Tax | Est. Ontario Tax | CPP + EI (est.) | Est. Take-Home |
|---|---|---|---|---|
| $50,000 | ~$5,700 | ~$2,400 | ~$3,500 | ~$38,400/yr |
| $75,000 | ~$11,900 | ~$5,200 | ~$4,100 | ~$53,800–$56,400/yr |
| $100,000 | ~$18,400 | ~$9,100 | ~$4,100 | ~$68,400–$72,100/yr |
| $120,000 | ~$23,700 | ~$12,700 | ~$4,100 | ~$79,500/yr |
Filing Ontario taxes?
- TurboTax Canada — step-by-step Ontario and federal tax filing
- H&R Block Canada — file online or in person with a tax expert
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Related calculators
- Alberta take-home pay calculator Compare Ontario vs Alberta — Alberta's flat 10% rate produces ~$3,800–$4,000 more take-home at $75k
- British Columbia take-home pay calculator Compare Ontario vs BC take-home pay at the same salary
- Best provinces for take-home pay Full Canada province ranking at $60k, $75k, and $100k salary levels
- Canada take-home pay hub Overview of all Canadian province calculators with comparison table
Ontario tax: FAQs
How much tax do you pay on a $75,000 salary in Ontario?
On a $75,000 salary in Ontario, you pay approximately $18,600 in combined income tax — roughly $12,200 federal and $6,400 Ontario provincial. After adding CPP and EI contributions, total deductions are approximately $21,000–$22,000, leaving take-home pay of approximately $53,800–$56,400 per year. Use the Ontario take-home pay calculator for your exact salary.
What is the Ontario provincial income tax rate?
Ontario uses progressive provincial tax brackets: 5.05% on the first $51,446, 9.15% up to $102,894, 11.16% up to $150,000, 12.16% up to $220,000, and 13.16% above $220,000 (2026 rates). An Ontario surtax also applies at higher income levels. Most Ontarians with $60k–$100k salaries pay an effective Ontario provincial rate of 8–11%.
Does the Ontario calculator include CPP and EI?
Yes. The Ontario take-home pay calculator includes federal income tax, Ontario provincial income tax, CPP contributions (5.95% up to approximately $68,500 in 2026), and EI premiums (1.66% up to the annual maximum). Actual amounts may vary based on personal deductions and credits.
Is Ontario tax higher than other provinces?
Ontario is a mid-to-high tax province. At a $75,000 salary, Ontario take-home is approximately $56,400 — compared to approximately $60,200 in Alberta (flat 10% provincial rate) and approximately $49,000–$51,000 in Quebec (highest provincial rates in Canada). Ontario's provincial rates (5.05–13.16%) are higher than Alberta's but lower than Quebec's top rate of 25.75%. See the full comparison: best provinces for take-home pay in Canada.
Are these Ontario tax calculators free?
Yes. All Ontario calculators on After Tax Tools are completely free and require no registration or signup.