RSU & Stock Compensation Tax Calculator
Estimate how much of your RSUs or stock compensation you keep after tax. This calculator helps you understand the after-tax value of equity awards at the time they vest.
Gross RSU value: $
Estimated tax: $
After-tax value: $
Effective tax rate: %
How RSU & Stock Compensation Taxes Work
Restricted Stock Units (RSUs) are taxed as ordinary income when they vest. The taxable amount is based on the market value of the shares on the vesting date.
After vesting, any future increase or decrease in value may be subject to capital gains or losses when you sell the shares.
Related After-Tax Calculators
RSU & Stock Compensation FAQ
Are RSUs taxed even if I don’t sell them?
Yes. RSUs are taxed at vesting regardless of whether you sell or hold the shares.
Why is my RSU tax rate so high?
RSU income is often subject to federal, state, payroll, and supplemental withholding, which can result in higher effective tax rates.
Can I reduce taxes on RSUs?
Tax planning strategies may include timing of vesting, retirement contributions, or selling shares to cover taxes. Professional advice may help optimize outcomes.