Overtime Pay Calculator: Time and a Half (2026)
Calculate your overtime pay — including time and a half or double time — and see your total weekly gross earnings. Enter your hourly rate, hours worked, and overtime threshold to get your breakdown instantly.
On this page: Calculator · Time and a half table · Overtime rules · After-tax impact · FAQs
Regular pay: $
Overtime pay: $
Total pay: $
Gross figures before taxes and deductions. See after-tax impact below.
Time and a half: overtime pay at common hourly rates (2026)
Here's what time and a half (1.5×) looks like at common hourly rates, and how a 50-hour week compares to a standard 40-hour week in total gross:
| Regular Rate | Time and a Half Rate | 40-hr Week (Gross) | 50-hr Week (Gross) | Extra 10 hrs Earns |
|---|---|---|---|---|
| $12/hour | $18/hour | $480 | $660 | +$180 |
| $15/hour | $22.50/hour | $600 | $825 | +$225 |
| $18/hour | $27/hour | $720 | $990 | +$270 |
| $20/hour | $30/hour | $800 | $1,100 | +$300 |
| $22/hour | $33/hour | $880 | $1,210 | +$330 |
| $25/hour | $37.50/hour | $1,000 | $1,375 | +$375 |
| $30/hour | $45/hour | $1,200 | $1,650 | +$450 |
| $35/hour | $52.50/hour | $1,400 | $1,925 | +$525 |
| $40/hour | $60/hour | $1,600 | $2,200 | +$600 |
| $50/hour | $75/hour | $2,000 | $2,750 | +$750 |
All figures are gross (before taxes). Based on 40 regular hours + 10 overtime hours at 1.5× time and a half. For double time (2.0×), multiply overtime hours by twice the regular rate. Use the calculator above for any custom hours and rate.
Overtime pay rules in the US (2026)
Federal overtime rules (FLSA)
Under the federal Fair Labor Standards Act (FLSA), most non-exempt employees are entitled to time and a half (1.5×) for all hours worked above 40 per week. The FLSA overtime exemption threshold is $684/week ($35,568/year) — salaried employees above this threshold in executive, administrative, or professional roles are generally exempt from overtime requirements.
State overtime rules
Several states have additional overtime protections beyond the federal standard:
- California: Overtime after 8 hours in a single day (daily overtime), not just 40 hours per week. Double time applies after 12 hours in a day or after 8 hours on the 7th consecutive day in a workweek.
- Alaska, Nevada: Also have daily overtime rules — overtime kicks in after 8 hours per day.
- Colorado: Overtime after 12 hours in a single day, in addition to the federal 40-hour weekly rule.
- All other states: Federal FLSA applies — overtime after 40 hours per week only.
Who qualifies for overtime?
Non-exempt hourly workers are almost always entitled to overtime. Salaried workers below the $684/week threshold are also entitled to overtime. Common exempt categories include executives, managers, professionals, outside sales workers, and some computer workers earning above the threshold. If you're unsure whether you're exempt, your employer or the Department of Labor can clarify your status.
How overtime affects your after-tax take-home pay
Overtime hours earn 1.5× gross — but what's the actual after-tax value? Here's how it breaks down at $20/hour with a 25% effective total tax rate:
| Hours Worked | Gross Weekly Pay | Taxes (25%) | Net Weekly Take-Home | vs 40-hr Week (Net) |
|---|---|---|---|---|
| 40 hours (no OT) | $800 | $200 | $600 | Baseline |
| 45 hours (+5 OT) | $950 | $238 | $712 | +$112 net |
| 50 hours (+10 OT) | $1,100 | $275 | $825 | +$225 net |
| 55 hours (+15 OT) | $1,250 | $313 | $937 | +$337 net |
| 60 hours (+20 OT) | $1,400 | $350 | $1,050 | +$450 net |
$20/hour example. 25% effective total tax rate (federal + FICA + state). Each overtime hour earns $30 gross → $22.50 net after 25% tax. That's $7.50 more net per overtime hour than a regular hour ($15 net).
Key insight: Overtime is not taxed at a higher rate than regular pay. Your effective tax rate applies to all income equally. The myth that "overtime isn't worth it because of taxes" is incorrect — each overtime hour always nets more money than a regular hour at the same effective rate.
For a full after-tax breakdown of your hourly pay including state taxes, see the net hourly wage calculator or your state's dedicated calculator: California · Texas · Florida
Filing taxes with overtime income?
Weeks with overtime can affect your W-4 withholding and annual tax bill. These tools handle it automatically:
- TurboTax — handles W-2 and hourly income including overtime and variable pay
- FreeTaxUSA — free federal filing for hourly and W-2 workers
Affiliate links — we may earn a commission at no cost to you.
Related income & pay calculators
- Net hourly wage calculator See your actual after-tax hourly rate — including at overtime hours
- Salary vs hourly calculator Compare salaried and hourly positions — includes overtime break-even analysis
- Hourly to salary calculator Convert your hourly rate to equivalent annual salary
- Take-home pay calculator Full after-tax breakdown including FICA and state tax — all 50 states
- California hourly paycheck calculator Exact CA rates including daily overtime rules — $20/hr = ~$614/wk
- Texas hourly paycheck calculator No state income tax — $20/hr = ~$700/wk
- After-tax hourly rate calculator Estimate net hourly pay after taxes at any wage and tax rate
Overtime pay calculator: FAQs
How is overtime pay calculated?
Overtime pay is calculated by multiplying overtime hours by your regular hourly rate and an overtime multiplier. At time and a half (1.5×): Overtime pay = overtime hours × hourly rate × 1.5. Example: $20/hour worker who works 50 hours earns $800 regular (40 hrs × $20) + $300 overtime (10 hrs × $20 × 1.5) = $1,100 total weekly gross. Use the calculator above for any custom rate, hours, and multiplier.
What is time and a half?
Time and a half means earning 1.5 times your regular hourly wage for each overtime hour. At $20/hour, time and a half is $30/hour. At $25/hour, $37.50/hour. Under the FLSA, most non-exempt hourly workers in the US are entitled to time and a half for hours worked above 40 per week. Some states (California, Alaska, Nevada) also require daily overtime — time and a half after 8 hours in a single day.
When does overtime start?
Under the federal FLSA, overtime starts after 40 hours per week for most non-exempt employees. California, Alaska, and Nevada also require overtime after 8 hours in a single workday. Colorado requires overtime after 12 hours in a single day. Salaried employees earning above $684/week ($35,568/year) in exempt roles are generally not entitled to overtime. Use the calculator's threshold input to set the correct overtime start point for your situation.
Does this calculator include taxes?
No. Results show gross pay before taxes and deductions. To estimate after-tax take-home on a week with overtime, use the net hourly wage calculator with your effective total tax rate applied to total weekly gross, or see the after-tax impact table above for common scenarios.
Is overtime taxed differently?
No. Overtime pay is taxed as ordinary income at the same federal and state rates as regular wages. The myth that "overtime isn't worth it because of taxes" is incorrect — each overtime hour always nets more take-home pay than a regular hour. At $20/hour and 25% effective rate: each overtime hour nets $22.50 vs $15 regular — $7.50 more net per overtime hour. Higher gross pay may temporarily increase withholding on that paycheck, but your actual annual tax bill is based on total income, not any single paycheck.
How much extra does overtime actually add to take-home pay?
The gross overtime premium is 50% of your regular rate per overtime hour. After taxes at 25% effective rate: a $20/hour worker earns $30 gross per overtime hour → $22.50 net, vs $15 net for a regular hour. That's $7.50 more net per overtime hour — every overtime hour is worth more take-home than a regular hour, regardless of tax rate. For your exact after-tax figures by state, use the net hourly wage calculator.