Overtime Pay Calculator: Time-and-a-Half Pay (2026)
Calculate your overtime pay — including time and a half or double time — and see your total weekly gross earnings. Enter your hourly rate, hours worked, and overtime threshold to get your breakdown instantly.
On this page: Calculator · Time and a half table · Overtime rules · After-tax impact · FAQs
Regular pay: $
Overtime pay: $
Total pay: $
Gross figures before taxes and deductions. See after-tax impact below.
Time and a half: overtime pay at common hourly rates (2026)
Here's what time and a half (1.5×) looks like at common hourly rates, and how a 50-hour week compares to a standard 40-hour week in total gross:
| Regular Rate | Time and a Half Rate | 40-hr Week (Gross) | 50-hr Week (Gross) | Extra 10 hrs Earns |
|---|---|---|---|---|
| $12/hour | $18/hour | $480 | $660 | +$180 |
| $15/hour | $22.50/hour | $600 | $825 | +$225 |
| $18/hour | $27/hour | $720 | $990 | +$270 |
| $20/hour | $30/hour | $800 | $1,100 | +$300 |
| $22/hour | $33/hour | $880 | $1,210 | +$330 |
| $25/hour | $37.50/hour | $1,000 | $1,375 | +$375 |
| $30/hour | $45/hour | $1,200 | $1,650 | +$450 |
| $35/hour | $52.50/hour | $1,400 | $1,925 | +$525 |
| $40/hour | $60/hour | $1,600 | $2,200 | +$600 |
| $50/hour | $75/hour | $2,000 | $2,750 | +$750 |
All figures are gross (before taxes). Based on 40 regular hours + 10 overtime hours at 1.5× time and a half. For double time (2.0×), multiply overtime hours by twice the regular rate. Use the calculator above for any custom hours and rate.
Overtime pay rules in the US (2026)
Federal overtime rules (FLSA)
Under the Fair Labor Standards Act, covered nonexempt employees generally must receive at least 1.5 times their regular rate for hours worked over 40 in a workweek. The rule is based on each workweek; hours generally cannot be averaged across two weeks to avoid overtime.
For the executive, administrative, and professional exemptions, salary level alone does not determine exempt status. The U.S. Department of Labor currently states a standard salary level of $684/week, but the applicable duties and salary-basis tests also must be satisfied. Job title by itself does not make a worker exempt.
State overtime rules
Some states provide protections beyond the federal 40-hour rule, including daily-overtime or industry-specific requirements. California is a prominent example with daily overtime rules for many nonexempt workers. Because state rules and exemptions differ, use the calculator's threshold/multiplier controls only after confirming the rule that applies to your job.
Is there “no tax on overtime” in 2026?
There is a federal income-tax deduction for qualified overtime compensation for tax years 2025 through 2028. It does not make an entire overtime paycheck tax-free. In general, the deductible amount is the portion paid above the regular rate that is required under FLSA section 7 — for example, the extra “half” in time-and-a-half pay.
For 2026, the annual deduction is capped at $12,500 ($25,000 for married couples filing jointly) and phases out above $150,000 modified AGI ($300,000 joint). Qualified overtime remains generally subject to Social Security and Medicare taxes, and normal withholding can still appear on the paycheck.
Sources: U.S. Department of Labor overtime guidance and IRS qualified overtime deduction guidance.
How overtime affects your after-tax take-home pay
The table below is a simple 25% effective-tax scenario. It is useful for comparing gross versus net cash, but it does not separately model the 2026 qualified-overtime deduction described above.
| Hours Worked | Gross Weekly Pay | Taxes at 25% Scenario | Net Weekly Scenario | vs 40-hr Week |
|---|---|---|---|---|
| 40 hours (no OT) | $800 | $200 | $600 | Baseline |
| 45 hours (+5 OT) | $950 | $238 | $712 | +$112 net |
| 50 hours (+10 OT) | $1,100 | $275 | $825 | +$225 net |
| 55 hours (+15 OT) | $1,250 | $313 | $937 | +$337 net |
| 60 hours (+20 OT) | $1,400 | $350 | $1,050 | +$450 net |
At $20/hour, each time-and-a-half overtime hour is $30 gross. Under a simple 25% effective-rate scenario, that is $22.50 net. The 2026 federal deduction may reduce federal income tax further on the qualified premium portion, but it does not remove Social Security/Medicare tax and it does not apply to every premium payment or state-law overtime arrangement.
Example: $20/hour with 10 FLSA overtime hours
Ten overtime hours at time-and-a-half produce $300 of overtime pay: $200 represents the regular-rate value of those 10 hours and $100 is the extra half-time premium. For a qualifying FLSA overtime arrangement, the potentially deductible qualified overtime compensation is generally that $100 premium, not the full $300 of overtime pay. The deduction is claimed on the federal return and is subject to eligibility, annual caps, and income phaseouts.
This distinction matters when estimating take-home pay: payroll can still withhold tax from the full overtime check, and Social Security and Medicare generally continue to apply. See the IRS qualified overtime guidance for the current federal rules.
For a general after-tax planning estimate, use the net hourly wage calculator. For payroll-specific details, compare your employer's records with the IRS and Department of Labor rules above.
Filing taxes with overtime income?
Overtime can affect withholding and may qualify for the current federal overtime deduction. These filing options can help reconcile the amounts reported on your tax documents:
TurboTax↗ — handles W-2 and hourly income including overtime and variable pay
FreeTaxUSA↗ — free federal filing for hourly and W-2 workers
Affiliate links — we may earn a commission at no cost to you.
Related income & pay calculators
- Net hourly wage calculator See your actual after-tax hourly rate — including at overtime hours
- Salary vs hourly calculator Compare salaried and hourly positions — includes overtime break-even analysis
- Hourly to salary calculator Convert your hourly rate to equivalent annual salary
- Take-home pay calculator Federal/FICA estimate with state planning inputs
- California hourly paycheck calculator California paycheck estimate; confirm daily-overtime eligibility separately
- Texas hourly paycheck calculator No state individual income tax on wages — federal + FICA baseline
- After-tax hourly rate calculator Estimate net hourly pay after taxes at any wage and tax rate
Overtime pay calculator: FAQs
How is overtime pay calculated?
For a standard time-and-a-half example, overtime pay equals overtime hours × regular hourly rate × 1.5. A $20/hour worker who works 50 hours earns $800 of regular pay plus $300 of overtime pay, for $1,100 of total weekly gross. Use the calculator above for custom hours, thresholds, and multipliers.
What is time and a half?
Time and a half means 1.5 times the regular hourly rate. At $20/hour, time and a half is $30/hour; at $25/hour, it is $37.50/hour. Under the federal FLSA, covered nonexempt employees generally must receive at least this rate for hours over 40 in a workweek.
When does overtime start?
Under the federal FLSA, covered nonexempt employees generally earn overtime after 40 hours in a workweek. Some states provide additional overtime protections. Exempt status depends on the applicable salary-basis, salary-level, and duties tests—not job title alone—so confirm the rule that applies to your position before changing the calculator threshold.
Does this calculator include taxes?
No. The calculator reports gross regular pay, overtime pay, and total gross pay. The after-tax section is only a simple planning scenario. It does not calculate payroll withholding or the 2026 qualified-overtime federal deduction.
Is overtime taxed differently?
Overtime remains wage income and is generally subject to withholding plus Social Security and Medicare taxes. However, for 2025 through 2028, eligible taxpayers can deduct qualified FLSA overtime premium compensation on their federal income-tax return, subject to annual limits and income phaseouts. That deduction is different from saying the entire overtime paycheck is tax-free.
How does the 2026 overtime tax deduction work?
For 2026, eligible taxpayers may deduct up to $12,500 of qualified overtime compensation, or $25,000 if married filing jointly. The deduction generally covers only the premium above the regular rate that is required by the FLSA, phases out above $150,000 modified AGI ($300,000 joint), and does not eliminate Social Security or Medicare taxes.
How much extra does overtime add to take-home pay?
Gross overtime depends on your rate and multiplier. At $20/hour and time-and-a-half, each overtime hour is $30 gross. Under a simple 25% effective-tax scenario, that would be $22.50 after the assumed tax rate, but actual take-home can differ because withholding, annual tax brackets, state rules, benefits, and the qualified-overtime deduction may apply.