Texas Hourly Paycheck Tax Calculator: After-Tax Pay Estimates (2026)
Enter your hourly wage and weekly hours to estimate your after-tax hourly paycheck in Texas. Since Texas has no state income tax, this calculator focuses on federal taxes and shows your net hourly, weekly, monthly, and annual take-home pay.
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Texas Hourly Paycheck Tax Calculator
Calculate your hourly take-home pay in Texas after federal and payroll taxes. Texas has no state income tax.
Next: More Texas tax calculators · U.S. hourly paycheck tax calculator · Browse all states
Texas hourly paycheck calculator
Estimates include federal income tax + payroll (FICA). Texas has no state income tax, but deductions, benefits, and withholding can change your real paycheck.
Results show estimated take-home pay after federal + payroll taxes. Texas does not add state income tax, but your paycheck can still vary due to deductions and benefits.
Estimates are based on simplified federal tax brackets and assume standard withholding. Actual take-home pay may vary depending on deductions, benefits, and filing status.
Looking for the top no-tax and low-tax states overall? See our rankings: Best states for take-home pay after taxes.
Texas hourly wage take-home pay: common questions
How much is $13 an hour after taxes in Texas?
At $13/hour (40 hrs/week) in Texas, gross pay is $27,040/year. After federal income tax and FICA only (no state tax), take-home is approximately $490/week, $1,960 biweekly, or $25,500/year. Texas workers keep approximately $4,004/year more than California workers at the same wage.
How much is $15 an hour after taxes in Texas?
At $15/hour (40 hrs/week), gross pay is $31,200/year. Texas take-home is approximately $540/week, $2,160 biweekly, or $28,100/year. Effective total tax rate: approximately 10–12% (federal + FICA only). Compare: California take-home at $15/hour is approximately $459/week — $81/week less.
How much is $18 an hour after taxes in Texas?
At $18/hour (40 hrs/week), gross pay is $37,440/year. Texas take-home is approximately $635/week, $2,540 biweekly, or $33,000/year. No state income tax means you keep everything federal taxes don't take.
How much is $20 an hour after taxes in Texas?
At $20/hour (40 hrs/week) in Texas, gross pay is $41,600/year. After federal income tax and FICA, take-home is approximately $700/week, $2,800 biweekly, $3,033/month, or $36,400/year. Effective total tax rate: approximately 12–14% (12% federal bracket + 7.65% FICA). In California, the same wage yields only ~$614/week — Texas workers keep $86 more per week or $4,472 more per year.
How much is $22 an hour after taxes in Texas?
At $22/hour (40 hrs/week), gross pay is $45,760/year. Texas take-home is approximately $760/week, $3,040 biweekly, or $39,500/year. Still in the 12% federal bracket for most of this income range.
How much is $25 an hour after taxes in Texas?
At $25/hour (40 hrs/week), gross pay is $52,000/year. Texas take-home is approximately $855/week, $3,420 biweekly, or $44,500/year. At this income, you may begin entering the 22% federal bracket on a portion of income. California workers at $25/hour take home only ~$763/week — $4,784/year less.
How much is $30 an hour after taxes in Texas?
At $30/hour (40 hrs/week), gross pay is $62,400/year. Texas take-home is approximately $1,005/week, $4,020 biweekly, or $52,300/year. At this income level, you're solidly in the 22% federal bracket on upper income. Texas saves you approximately $5,824/year compared to California.
How Texas hourly paycheck taxes are calculated (2026)
Texas has no state income tax, making the paycheck calculation simpler than most states. Here's exactly how take-home pay is calculated:
- Gross weekly pay: Hourly rate × hours worked (e.g., $20 × 40 = $800/week)
- Annualize: $800 × 52 = $41,600/year (used to find the correct federal bracket)
- Apply standard deduction: $41,600 − $14,600 = $27,000 taxable income (2026)
- Federal income tax: 10% on first $11,600 ($1,160) + 12% on remaining $15,400 ($1,848) = $3,008/year = ~$58/week
- Social Security: $800 × 6.2% = $49.60/week
- Medicare: $800 × 1.45% = $11.60/week
- Texas state tax: $0 (no state income tax)
- Weekly take-home: $800 − $58 − $50 − $12 = ~$680–$700/week
Why Texas workers take home more
The absence of state income tax means Texas workers skip step 7 entirely. In California, that step adds approximately $28–$86/week in deductions (depending on wage). In New York, it adds approximately $35–$90/week. Over a career, this compounds significantly.
For a broader state comparison see best states for take-home pay, or compare directly with the California hourly calculator. For salary workers, see the Texas salary take-home pay calculator.
What taxes come out of a Texas paycheck?
Texas workers pay two federal taxes only — no state income tax, no state payroll tax, no state disability insurance:
| Tax | Rate | On $20/hr ($800/wk gross) | Notes |
|---|---|---|---|
| Federal income tax | 10–37% (progressive) | ~$67–$80/wk | Most $15–$30/hr workers = 12% bracket |
| Social Security (FICA) | 6.2% of wages | ~$50/wk | Employer matches 6.2% |
| Medicare (FICA) | 1.45% of wages | ~$12/wk | No wage cap; employer matches |
| Texas state income tax | 0% | $0 | Texas has no state income tax |
| Texas state payroll tax | 0% | $0 | No SDI or additional state payroll deductions |
| Total deductions | ~15–18% effective | ~$100/wk | vs ~23–25% in California |
Texas vs California: what stays in your pocket
The difference in take-home pay between Texas and California at $20/hour:
- Texas weekly take-home: ~$700
- California weekly take-home: ~$614
- Difference: $86/week, $373/month, $4,472/year
- Over 10 years: ~$44,720 more take-home in Texas (before cost-of-living differences)
At $30/hour the difference grows to $112/week ($5,824/year). At $40/hour, $155/week ($8,060/year). The more you earn, the larger Texas' tax advantage becomes because California's top rates increase progressively.
Understanding hourly paychecks in Texas
Texas is one of the most tax-friendly states for hourly workers because it does not impose a state income tax on wages.
Want a broader overview? Read our Texas take-home pay guide to understand how Texas compares to other states.
You may also want to explore: hourly to salary conversion, generic take-home pay calculator, or browse all after-tax calculators.
Want a high-tax comparison? Check the California hourly paycheck tax calculator to see how state income tax can reduce take-home pay.
Texas hourly paycheck calculator: FAQs
Does Texas have state income tax on hourly workers?
No. Texas has no state income tax on wages. Hourly workers in Texas pay only federal income tax (10–22% effective for most wage levels) and FICA (7.65% total — 6.2% Social Security + 1.45% Medicare). There is no Texas SDI, no state payroll tax, and no city income tax in major Texas cities like Houston, Dallas, Austin, or San Antonio.
How much do Texas hourly workers actually keep from each paycheck?
At common hourly rates, Texas workers take home: $13/hr = ~$490/week, $15/hr = ~$540/week, $18/hr = ~$635/week, $20/hr = ~$700/week, $25/hr = ~$855/week, $30/hr = ~$1,005/week. These estimates are for single filers at standard deduction, 40 hours/week, federal + FICA only (no state tax).
How much more do Texas workers make than California workers?
At $20/hour, Texas workers take home approximately $86 more per week ($4,472/year) than California workers. At $25/hour, the difference is approximately $92/week ($4,784/year). At $30/hour, approximately $112/week ($5,824/year). The gap grows with income because California uses progressive rates that increase at higher wages.
What is the Texas paycheck tax rate?
Texas has no state payroll tax rate. The only taxes deducted from a Texas paycheck are federal income tax (effective rate of 10–15% for most hourly workers earning $12–$30/hour) and FICA (7.65%). Combined effective rate for most Texas hourly workers: approximately 15–22% depending on wage level. Compare: California's combined effective rate for the same workers is approximately 23–28%.
How much are taxes on a $700 paycheck in Texas?
On an $800 gross weekly paycheck ($20/hour × 40 hours), Texas deductions are approximately: federal income tax ~$67–$80, Social Security ~$50, Medicare ~$12. Total deductions: approximately $100/week. Take-home: approximately $700/week. There is no Texas state income tax deduction.
Does Texas have overtime pay taxes?
Texas follows federal overtime rules (1.5× rate for hours above 40/week). Overtime pay is taxed at the same federal rates as regular wages — there is no special overtime tax rate. However, higher weekly gross pay from overtime may push your annualized income into the next federal bracket, slightly increasing your effective rate. For overtime estimates, use the overtime pay calculator.
Is this Texas hourly paycheck calculator free?
Yes. All AfterTaxTools calculators are completely free with no signup required.