Income & Pay After-Tax Calculators (2026)
Free calculators for salary, hourly wages, paychecks, bonuses, raises, and take-home pay by state — all using 2026 tax rates. Find the right tool for your situation below.
Jump to: Take-home pay · Hourly & paycheck · Job & offer comparison · Pay conversions · FAQs
Take-home pay calculators
Estimate your net income after federal tax, state tax, and FICA deductions. For state-specific paycheck calculators see the state tax calculator index.
- Take-home pay calculator Full line-by-line tax breakdown — federal, state, Social Security, Medicare. All 50 states. Start here for the most complete after-tax picture.
- Salary calculator Annual salary → monthly, biweekly, weekly, daily, and hourly pay at once — gross and after-tax by state
- After-tax salary calculator Estimate net annual salary using your effective tax rate — simple and fast
- After-tax paycheck calculator Estimate net pay per paycheck at any pay frequency (weekly, biweekly, monthly)
- Biweekly paycheck calculator Convert annual salary or hourly wage to biweekly gross and after-tax pay
- Income tax estimator Turn your own effective rate into estimated tax dollars and net income for budgeting
Hourly wage & paycheck calculators
Convert hourly rates to after-tax weekly, biweekly, and annual income. For state-specific results see the California, Texas, or Florida hourly paycheck calculators.
- U.S. hourly paycheck tax calculator Fast hourly take-home after federal + FICA — $15/hr = ~$524/wk · $20/hr = ~$685/wk. All 50 states.
- Hourly wage after taxes: annual & biweekly reference $20/hr ≈ $35,606/yr (TX/FL) or $34,185 (CA) · $25/hr ≈ $43,962 (TX/FL). Annual, biweekly, and monthly 2026 benchmarks
- Net hourly wage calculator What you actually take home per hour after taxes — enter any gross rate and effective tax rate
- After-tax hourly rate calculator Gross hourly rate → net hourly take-home after all deductions
- Overtime pay calculator Calculate gross overtime at 1.5× or any multiplier, with 2026 tax guidance
- Bonus & severance tax calculator Estimate net payout from a bonus or severance after tax withholding
Job offer & compensation comparison
Evaluating a new offer, a raise, or a switch from salary to hourly? These tools compare after-tax outcomes side by side.
- Salary vs hourly calculator Compare total after-tax compensation — break-even rate, overtime impact, and benefits analysis
- Pay raise calculator Enter raise % or dollar amount → new salary and after-tax take-home across all pay periods
- Contractor vs employee calculator Compare W-2 employee vs 1099 contractor net income after self-employment tax and benefits
- Compare take-home pay by state Enter one salary and compare any 2–3 states side by side — useful for relocation or remote work decisions
- Relocation tax impact calculator See the full after-tax income difference of moving to a new state
Pay period conversion calculators
Convert between hourly rates and annual salaries, or between any pay frequencies.
- Hourly to salary calculator Convert hourly rate to annual, monthly, and weekly gross salary — adjustable for any schedule
- Salary to hourly calculator Convert annual salary to an equivalent hourly rate — $75k = $36.06/hr · $100k = $48.08/hr
- Hourly to annual income calculator Hourly wage × hours × paid weeks = annual gross earnings — useful for part-time or variable schedules
Ready to file?
Once you know your after-tax income, these tools handle the actual filing:
TurboTax↗ — guided filing for W-2, 1099, and multi-income returns
FreeTaxUSA↗ — free federal filing for W-2 and hourly workers
H&R Block↗ — file with a tax professional for complex situations
Affiliate links — we may earn a commission at no cost to you.
Income & pay: FAQs
How do I calculate my take-home pay after taxes?
Start with gross income and subtract federal income tax, employee Social Security and Medicare, applicable state/local taxes, and other paycheck deductions. Under the site's standardized 2026 single-filer model, a $75,000 salary is about $61,593 after federal income tax and FICA in Texas or Florida and about $57,397 in California. Use the take-home pay calculator for a state-aware planning estimate.
What is the difference between gross income and net income?
Gross income is earnings before taxes and deductions. Net or take-home pay is what remains after applicable taxes and payroll deductions. See the gross vs net income guide for the terminology and examples.
Are bonuses and severance taxed differently?
They are generally wage income, but payroll withholding can follow supplemental-wage rules. Federal withholding may use an optional 22% method when the conditions are met, while state supplemental-wage rules vary. Final income-tax liability is based on your full annual return, not the withholding percentage alone.
How does hourly pay convert to annual salary?
Multiply hourly rate by paid hours per week and paid weeks per year. At 40 hours/week and 52 weeks, $20/hour equals $41,600 gross annually. Use the hourly to annual calculator for other schedules.
How does a pay raise affect my take-home pay?
A raise increases gross income. The amount you keep depends on the taxes and deductions that apply to the additional income. The pay raise calculator shows the gross increase across annual and pay-period amounts; use an effective-rate or take-home tool separately for a net planning estimate.
What is the difference between salary and hourly pay for taxes?
W-2 salary and hourly wages are generally both wage income subject to the same federal income-tax and payroll-tax framework. The practical differences are more often overtime eligibility, paid time off, schedule stability, and benefits. Use the salary vs hourly calculator for a broader compensation comparison.