Florida Hourly Paycheck Calculator: After-Tax Pay Estimates (2026)
Enter your hourly wage and weekly hours to estimate your after-tax hourly paycheck in Florida. Since Florida has no state income tax, this calculator applies federal income tax and FICA only — and shows your net hourly, weekly, biweekly, monthly, and annual take-home pay. Not sure how hourly and salary pay are taxed differently?
On this page: Reference table · Calculator · Tax breakdown · Common wages · How it works · Compare states · FAQs
Florida hourly paycheck after taxes: 2026 reference table
Florida has no state income tax, so your only deductions are federal income tax and FICA. Here's exactly what you take home at common hourly rates (single filer, standard deduction, 40 hrs/week):
| Hourly Rate | Annual Gross | Florida Take-Home (Weekly) | Florida Take-Home (Annual) | vs California (Weekly) | Florida Advantage/Year |
|---|---|---|---|---|---|
| $13/hour | $27,040 | ~$490/wk | ~$25,500/yr | ~$413/wk (CA) | +$4,004/yr in FL |
| $15/hour | $31,200 | ~$540/wk | ~$28,100/yr | ~$459/wk (CA) | +$4,212/yr in FL |
| $16/hour | $33,280 | ~$565/wk | ~$29,400/yr | ~$487/wk (CA) | +$4,056/yr in FL |
| $18/hour | $37,440 | ~$635/wk | ~$33,000/yr | ~$544/wk (CA) | +$4,732/yr in FL |
| $20/hour | $41,600 | ~$700/wk | ~$36,400/yr | ~$614/wk (CA) | +$4,472/yr in FL |
| $22/hour | $45,760 | ~$760/wk | ~$39,500/yr | ~$670/wk (CA) | +$4,680/yr in FL |
| $25/hour | $52,000 | ~$855/wk | ~$44,500/yr | ~$763/wk (CA) | +$4,784/yr in FL |
| $27/hour | $56,160 | ~$912/wk | ~$47,400/yr | ~$815/wk (CA) | +$5,044/yr in FL |
| $30/hour | $62,400 | ~$1,005/wk | ~$52,300/yr | ~$893/wk (CA) | +$5,824/yr in FL |
| $35/hour | $72,800 | ~$1,145/wk | ~$59,500/yr | ~$1,014/wk (CA) | +$6,812/yr in FL |
| $40/hour | $83,200 | ~$1,280/wk | ~$66,600/yr | ~$1,125/wk (CA) | +$8,060/yr in FL |
Estimates only. Single filer, standard deduction, 2026 federal tax rates. Florida = federal + FICA only (no state income tax). California column uses CA progressive rates. Excludes local taxes and pre-tax deductions. Use the calculator below for your specific wage and hours.
Florida Hourly Paycheck Tax Calculator
Calculate your hourly take-home pay in Florida after federal income tax and FICA. Florida has no state income tax.
Florida hourly paycheck calculator
Estimates include federal income tax + payroll (FICA). Florida has no state income tax, but deductions, benefits, and withholding elections can change your real paycheck.
Results show estimated take-home pay after federal + FICA taxes only. Florida adds no state income tax, but your actual paycheck can vary based on your W-4 elections, benefits, and deductions.
See other income and tax calculators for your state on the Florida tax tools page.
What taxes come out of a Florida paycheck?
Florida workers pay two federal taxes only — no state income tax, no state payroll tax, no state disability insurance:
| Tax | Rate | On $20/hr ($800/wk gross) | Notes |
|---|---|---|---|
| Federal income tax | 10–37% (progressive) | ~$67–$80/wk | Most $15–$30/hr workers fall in the 12% bracket |
| Social Security (FICA) | 6.2% of wages | ~$50/wk | Employer matches 6.2%; wage base $168,600 |
| Medicare (FICA) | 1.45% of wages | ~$12/wk | No wage cap; employer matches 1.45% |
| Florida state income tax | 0% | $0 | Florida has no state income tax on wages |
| Florida state payroll tax / SDI | 0% | $0 | No SDI or additional state payroll deductions |
| Total deductions (effective) | ~15–18% | ~$100/wk | vs ~23–25% in California (+$86–$112/wk) |
Florida vs California: what stays in your pocket
The difference in take-home pay between Florida and California at $20/hour:
- Florida weekly take-home: ~$700
- California weekly take-home: ~$614
- Difference: $86/week · $373/month · $4,472/year
- Over 10 years: ~$44,720 more take-home in Florida (before cost-of-living differences)
At $30/hour the difference grows to $112/week ($5,824/year). At $40/hour, $155/week ($8,060/year). The higher your income, the larger Florida's tax advantage because California's rates increase progressively.
Florida vs New York: take-home pay difference
- $20/hour Florida take-home: ~$700/wk
- $20/hour New York take-home: ~$614/wk (state tax) or ~$575/wk (NYC residents with city tax)
- Florida advantage vs NY state: ~$86/week ($4,472/year)
- Florida advantage vs NYC: ~$125/week ($6,500/year)
Does Florida have income tax? (2026)
No. Florida has no state income tax on wages or salaries. This applies to all hourly and salaried workers regardless of income level. Florida is one of nine U.S. states with no state income tax — the others are Texas, Washington, Nevada, Tennessee, Wyoming, South Dakota, Alaska, and New Hampshire (which exempts wages but taxes some investment income).
For Florida workers, the only paycheck deductions are federal income tax and FICA (Social Security + Medicare at 7.65%). There is no Florida SDI, no city income tax in any Florida city, and no additional state payroll tax.
For a full comparison of no-tax states, see best states for take-home pay. For Florida salary calculations, use the Florida take-home pay calculator.
Florida hourly wage take-home pay: common questions
How much is $13 an hour after taxes in Florida?
At $13/hour (40 hrs/week) in Florida, gross pay is $27,040/year. After federal income tax and FICA only (no state tax), take-home is approximately $490/week, $1,960 biweekly, or $25,500/year. Florida workers keep approximately $4,004/year more than California workers at the same wage.
How much is $15 an hour after taxes in Florida?
At $15/hour (40 hrs/week), gross pay is $31,200/year. Florida take-home is approximately $540/week, $2,160 biweekly, or $28,100/year. Effective total tax rate: approximately 10–12% (federal + FICA only). California take-home at $15/hour is approximately $459/week — $81/week less.
How much is $18 an hour after taxes in Florida?
At $18/hour (40 hrs/week), gross pay is $37,440/year. Florida take-home is approximately $635/week, $2,540 biweekly, or $33,000/year. No state income tax means you keep everything that federal taxes don't take.
How much is $20 an hour after taxes in Florida?
At $20/hour (40 hrs/week) in Florida, gross pay is $41,600/year. After federal income tax and FICA, take-home is approximately $700/week, $2,800 biweekly, $3,033/month, or $36,400/year. Effective total tax rate: approximately 12–14%. In California, the same wage yields only ~$614/week — Florida workers keep $86 more per week or $4,472 more per year.
How much is $22 an hour after taxes in Florida?
At $22/hour (40 hrs/week), gross pay is $45,760/year. Florida take-home is approximately $760/week, $3,040 biweekly, or $39,500/year. Still in the 12% federal bracket for most of this income range.
How much is $25 an hour after taxes in Florida?
At $25/hour (40 hrs/week), gross pay is $52,000/year. Florida take-home is approximately $855/week, $3,420 biweekly, or $44,500/year. California workers at $25/hour take home only ~$763/week — $4,784/year less than Florida.
How much is $30 an hour after taxes in Florida?
At $30/hour (40 hrs/week), gross pay is $62,400/year. Florida take-home is approximately $1,005/week, $4,020 biweekly, or $52,300/year. Florida saves you approximately $5,824/year compared to California at this rate.
How much is $20 an hour after taxes in Florida biweekly?
At $20/hour (40 hrs/week), your biweekly gross is $1,600. After federal income tax and FICA, biweekly take-home is approximately $1,400 biweekly ($700/week × 2). Florida's no-income-tax status means you keep the full benefit of every federal deduction without any state tax reducing it further.
How Florida hourly paycheck taxes are calculated (2026)
Florida has no state income tax, making the paycheck calculation simpler than most states. Here's exactly how take-home pay is calculated at $20/hour:
- Gross weekly pay: $20 × 40 hrs = $800/week
- Annualize: $800 × 52 = $41,600/year (used to find the correct federal bracket)
- Apply standard deduction: $41,600 − $14,600 = $27,000 taxable income (2026)
- Federal income tax: 10% on first $11,600 ($1,160) + 12% on remaining $15,400 ($1,848) = $3,008/year = ~$58/week
- Social Security: $800 × 6.2% = $49.60/week
- Medicare: $800 × 1.45% = $11.60/week
- Florida state income tax: $0 (no state income tax)
- Weekly take-home: $800 − $58 − $50 − $12 = ~$680–$700/week
Why Florida workers take home more than most states
The absence of state income tax means Florida workers skip step 7 entirely. In California, that step adds approximately $28–$86/week in deductions. In New York, approximately $35–$90/week. In Oregon, up to $100/week at higher wages. Over a career, skipping state income tax compounds into tens of thousands of dollars.
For a broader state comparison, see best states for take-home pay, or compare directly with the California hourly calculator. For salary workers, see the Florida salary take-home pay calculator.
Compare Florida take-home pay to other states
Florida is one of the best states for hourly workers because it has no state income tax. Compare results across common alternatives:
- Texas hourly paycheck tax calculator No state income tax · Same take-home as Florida
- Washington take-home pay calculator No state income tax on wages · Similar to Florida and Texas
- California hourly paycheck tax calculator Progressive state tax 1–13.3% · $20/hr = ~$614/wk (vs $700/wk in FL)
- New York take-home pay calculator State + potential NYC city tax · Lower take-home than Florida
- Best states for take-home pay (ranked) Full state-by-state comparison at $50k, $75k, and $100k
Not sure how Florida stacks up overall? See our best states for take-home pay rankings or use the state take-home pay comparison tool for a side-by-side view at your exact salary.
Florida hourly paycheck calculator: FAQs
Does Florida have state income tax on hourly workers?
No. Florida has no state income tax on wages. Hourly workers in Florida pay only federal income tax (10–22% effective for most wage levels) and FICA (7.65% total — 6.2% Social Security + 1.45% Medicare). There is no Florida SDI, no state payroll tax, and no city income tax in Miami, Orlando, Tampa, Jacksonville, or any other Florida city.
How much do Florida hourly workers actually keep from each paycheck?
At common hourly rates, Florida workers take home approximately: $13/hr = ~$490/wk · $15/hr = ~$540/wk · $18/hr = ~$635/wk · $20/hr = ~$700/wk · $25/hr = ~$855/wk · $30/hr = ~$1,005/wk. These estimates are for single filers at standard deduction, 40 hours/week, federal + FICA only.
How much more do Florida workers make than California workers?
At $20/hour, Florida workers take home approximately $86 more per week ($4,472/year) than California workers. At $25/hour, the difference is approximately $92/week ($4,784/year). At $30/hour, approximately $112/week ($5,824/year). The gap grows with income because California uses progressive rates that increase at higher wages.
What is the Florida paycheck tax rate?
Florida has no state payroll tax rate. The only taxes deducted from a Florida paycheck are federal income tax (effective rate of 10–15% for most hourly workers earning $12–$30/hour) and FICA (7.65%). Combined effective rate for most Florida hourly workers: approximately 15–22% depending on wage and filing status. Compare: California's combined effective rate for the same workers is approximately 23–28%.
How does Florida compare to Texas for take-home pay?
Florida and Texas are nearly identical in take-home pay for hourly workers — both have no state income tax, so both apply only federal income tax and FICA. At any given hourly rate, take-home pay is essentially the same in both states (small differences may arise from local/county taxes, but neither state levies a wage tax). Use the Texas hourly calculator to verify for your wage.
How much are taxes on an $800 weekly paycheck in Florida?
On an $800 gross weekly paycheck ($20/hour × 40 hours), Florida deductions are approximately: federal income tax ~$67–$80, Social Security ~$50, Medicare ~$12. Total deductions: approximately $100/week. Take-home: approximately $700/week. There is no Florida state income tax deduction.
Does Florida have overtime pay taxes?
Florida follows federal overtime rules (1.5× for hours above 40/week). Overtime wages are taxed at the same federal rates as regular wages — there is no special overtime tax rate. Higher weekly gross from overtime may push your annualized income into the next federal bracket, slightly increasing your effective rate. For overtime estimates, use the overtime pay calculator. Expecting a raise? See how it affects your take-home with the pay raise calculator.
Is this calculator free?
Yes. All AfterTaxTools calculators are completely free with no signup required.
Looking for the top no-tax and low-tax states overall? See our rankings: Best states for take-home pay after taxes.