Compare Take-Home Pay by State (2026): Side-by-Side Calculator

Use this state take-home pay comparison tool to compare how much you keep from the same salary in different states. Select 2–3 states, enter one annual salary (for example $75,000), and see the results side-by-side. Best for quick comparisons (job offers, relocation, remote work). Estimates are simplified.

This is a state income tax comparison tool for estimating how much of the same salary you keep after federal + state income tax (side-by-side).

On this page: Calculator · Net income difference · State comparison table · How it works · State calculators · FAQs

Compare 2–3 states for the same salary

Enter one salary, then compare estimated annual take-home pay across states. This reuses the same tax configuration and progressive-tax logic as our other state calculators.

Includes: estimated federal + state income tax only. Excludes: payroll/FICA, local taxes, deductions, credits, and benefits. Use this for side-by-side direction and then confirm with the state-specific calculators.

Compare net income and take-home pay difference between states

If you’re weighing a job offer or planning a move, the most useful number is often the difference in take-home pay. Use the calculator above to compare your salary after taxes by state and see how big the gap is between states for the same pay.

Tip: try a few salaries (for example $60k, $100k, $150k) — progressive brackets can make the difference grow or shrink at higher incomes.

Take-home pay by state: $75k and $100k comparison (2026)

Here's how take-home pay compares across popular states at two common salary levels (single filer, standard deduction, federal + state income tax only):

State $75k Take-Home $100k Take-Home vs Texas (at $100k)
Texas ~$59,500 ~$76,600 Baseline
Florida ~$59,500 ~$76,600 Same as Texas
Washington ~$59,500 ~$76,600 Same as Texas
Colorado ~$56,200 ~$72,300 −$4,300/yr
New York ~$55,100 ~$70,200 −$6,400/yr
California ~$54,800 ~$68,900 −$7,700/yr
Oregon ~$54,200 ~$68,100 −$8,500/yr

Estimates only. Single filer, standard deduction, 2026 federal + state income tax rates. Excludes FICA, local taxes, and deductions. Use the calculator above for your exact salary and states.

How this take-home comparison works

This page is designed for “compare” intent: the same salary can produce different take-home pay depending on state income tax and progressive brackets. For a clean comparison, we apply the same assumptions to each state.

If you’re trying to compare overall lifestyle impact, pair this with cost-of-living and housing. For a quick overview of where take-home tends to be highest, see: Best states for take-home pay after taxes.

Popular state comparisons

These are common matchups for job offers and relocation decisions. Use the calculator above for your exact salary, then explore the state-specific pages for detailed breakdowns:

Looking for a ranking instead of a head-to-head comparison? See: Best states for take-home pay.

Related calculators

FAQs

What does this state take-home comparison include?

This tool estimates take-home pay using federal + state income tax only for the same annual salary, so you can compare states side-by-side quickly.

Does it include payroll taxes (FICA), local taxes, or deductions?

No. It does not include FICA/payroll taxes, city/local taxes, deductions, credits, or benefits. Use it as a comparison tool, then confirm with the state-specific calculators.

Why can two states be close at one salary but far apart at another?

Progressive tax brackets mean differences can change as income rises. A state might be similar around $60k but diverge at $150k when higher brackets apply.

Which states usually have the highest take-home pay?

States with no state income tax often produce higher take-home pay for the same salary. For a full overview, see best states for take-home pay.

Can I compare a job offer in Texas vs California (or Florida vs New York)?

Yes — enter the same salary and choose the two states. This is one of the most common use cases for quick relocation and job-offer checks.

How do I compare two job offers in different states?

Enter the same salary for both states to compare take-home pay. The difference shows the estimated after-tax gap, which can help with relocation and negotiation decisions.

Is this tool free?

Yes. All AfterTaxTools calculators are free with no signup required.

Want an at-a-glance view instead of a head-to-head comparison? Visit: Best states for take-home pay after taxes.