Compare Take-Home Pay by State (2026)
Enter one salary, pick 2–3 states, and see your after-tax pay side-by-side — federal income tax + employee FICA + modeled state items estimated. Common uses: job offers, relocation, remote work.
At $100k: Texas and Florida take home ~$79,180 vs California ~$72,151 — a difference of $7,029/year. At $75k the gap is ~$4,195/year.
On this page: Calculator · Popular comparisons · State comparison table · How it works · State calculators · FAQs
Compare 2–3 states for the same salary
Enter one salary, then compare estimated annual take-home pay across states. This uses the same tax configuration and progressive-tax logic as our other state calculators.
For the most detailed state-specific breakdown, use your state's calculator: Texas · California · Florida · New York · Washington
Includes: estimated federal income tax + employee FICA + modeled state items. Excludes: most local taxes, personal deductions, credits, and benefits unless specifically modeled. Use this for side-by-side direction and then confirm with the state-specific calculators.
Moving states or comparing a job offer? Useful next steps
Once you know your take-home difference, two things tend to come up: filing correctly in a new state and putting your extra savings to work.
TurboTax↗ — handles multi-state filing and relocation tax situations
FreeTaxUSA↗ — free federal filing, low-cost state returns for any state
H&R Block↗ — file online or in-person if you moved states this year
SoFi↗ — high-yield savings to compound your $4,000–$7,029/year tax savings
Affiliate links — we may earn a commission at no cost to you.
Compare net income and take-home pay difference between states
If you're weighing a job offer or planning a move, the most useful number is often the difference in take-home pay. Use the calculator above to compare your salary after taxes by state and see how big the gap is between states for the same pay.
Tip: try a few salaries (for example $60k, $100k, $150k) — progressive brackets can make the difference grow or shrink at higher incomes.
Popular state calculators
These are common matchups for job offers and relocation decisions. Use the calculator above for the salary you enter, then explore the state-specific pages for detailed breakdowns including FICA:
- Texas take-home pay calculator No state income tax — $100k = ~$79,180 vs ~$72,151 in CA
- California take-home pay calculator Progressive state tax 1–13.3% — $100k = ~$72,151
- Florida take-home pay calculator No state income tax — popular vs New York comparison
- New York take-home pay calculator State tax 4–10.9% + potential NYC city tax
- Washington take-home pay calculator No state income tax on wages — Seattle estimates included
Looking for a ranking instead of a head-to-head comparison? See: Best states for take-home pay · Best states for high income earners.
Compare take-home pay by state: FAQs
What does this state take-home comparison include?
It estimates 2026 federal income tax, employee FICA, and a state income-tax/payroll planning amount for the same salary so you can compare states side by side. California, New York, and Washington use more detailed state-specific logic; other states use simplified estimates.
Does it include payroll taxes (FICA), local taxes, or deductions?
Yes, employee FICA is included. City and local income taxes, personal credits, benefits, and pre-tax deductions are generally not included unless a dedicated state control specifically models them. Use the state-specific calculators for the most detailed estimates on this site.
Why can two states be close at one salary but far apart at another?
Progressive tax brackets mean differences can change as income rises. A state might be similar around $60k but diverge at $150k when higher brackets apply.
Which states usually have the highest take-home pay?
States with no state income tax often produce higher take-home pay for the same salary. For a full overview, see best states for take-home pay.
How do I compare two job offers in different states?
Enter the same salary for both states to compare take-home pay. The difference shows the estimated after-tax gap, which can help with relocation and negotiation decisions.
How much more do you keep in Texas vs California or Florida vs New York?
At $100,000 salary, Texas workers take home approximately $79,180 versus $72,151 in California — a difference of $7,029/year. Florida versus New York at $100,000 yields approximately $79,180 versus $74,320 — a difference of $4,860/year. These figures use 2026 federal and state income tax estimates for a single filer with standard deduction.
Is this tool free?
Yes. All AfterTaxTools calculators are free with no signup required. If you're relocating or comparing a job offer across states, TurboTax↗ handles multi-state filing automatically.