Hourly Paycheck Tax Calculator (US): Estimate After-Tax Take-Home Pay (2026)
Use this hourly paycheck tax calculator to estimate your take-home pay after federal and payroll taxes. Enter your hourly wage and weekly hours to calculate net hourly pay, plus weekly, monthly, and annual take-home pay. State income tax is not included — use the state calculators below for state-level accuracy.
On this page: Calculator · Include state tax · Popular comparisons · FAQs
State income tax can change take-home pay a lot. For state-level accuracy, jump to: California, Texas, or browse all states.
Tip: If you want the most accurate result, use your state’s calculator (it includes state tax rules).
U.S. Hourly Paycheck Tax Calculator
Estimate your real hourly take-home pay after federal and payroll taxes using your hourly wage and weekly hours.
Calculate Hourly Take-Home Pay After Taxes
This hourly tax calculator helps you understand how much of your hourly wage you actually keep after taxes. It is ideal for hourly employees, contractors, and anyone paid by the hour in the United States.
Results show estimated take-home pay after federal + payroll taxes. Add your state calculator below if you need state withholding included.
What taxes are taken out of an hourly paycheck in the US?
Every US hourly paycheck has the same federal deductions regardless of state. Here's what comes out:
| Tax | Rate | Who Pays | On $20/hr ($800/wk gross) |
|---|---|---|---|
| Federal income tax | 10–37% (progressive brackets) | Employee | ~$67–$80/wk (12% bracket) |
| Social Security | 6.2% of wages | Employee (employer matches) | ~$50/wk |
| Medicare | 1.45% of wages | Employee (employer matches) | ~$12/wk |
| State income tax | 0–13.3% (varies by state) | Employee | $0 (TX/FL) to ~$28/wk (CA) |
| State disability / other | Varies (e.g., CA SDI 1.1%) | Employee | $0–$9/wk |
Federal tax brackets for hourly workers (2026)
Most hourly workers earning $12–$30/hour fall into the 10% or 12% federal bracket on a significant portion of their income:
| Taxable Income (Single) | Federal Rate | Typical Hourly Wage Range |
|---|---|---|
| $0 – $11,600 | 10% | Very part-time or low earners |
| $11,601 – $47,150 | 12% | $8–$23/hour (full-time) |
| $47,151 – $100,525 | 22% | $23–$48/hour (full-time) |
| $100,526 – $191,950 | 24% | $48–$92/hour (full-time) |
Key point: Your effective federal tax rate is lower than your bracket rate because only income above each threshold is taxed at that rate. A $20/hour worker ($41,600/year) typically has an effective federal rate of 10–12%, not 22%.
Common hourly wage take-home pay questions
How much is $13 an hour after taxes per week?
At $13/hour working 40 hours/week, gross weekly pay is $520. After federal income tax and FICA (no state tax), take-home is approximately $490/week or $25,500/year. With California state tax, take-home drops to approximately $413/week. With no state income tax (Texas, Florida), take-home remains approximately $490/week.
How much is $15 an hour after taxes?
At $15/hour (40 hrs/week), gross is $31,200/year. After federal + FICA only, take-home is approximately $540/week ($28,100/year). Adding California state tax reduces this to approximately $459/week. In Texas or Florida, take-home stays at approximately $540/week.
How much is $18 an hour after taxes?
At $18/hour (40 hrs/week), gross is $37,440/year. After federal + FICA, take-home is approximately $635/week ($33,000/year). In California, take-home is approximately $544/week. In Texas, approximately $635/week.
How much is $20 an hour after taxes?
At $20/hour (40 hrs/week), gross pay is $41,600/year. After federal income tax and FICA, take-home is approximately $700/week ($36,400/year). In California, state taxes reduce this to approximately $614/week. In Texas (no state income tax), take-home stays at approximately $700/week — a difference of $86/week or $4,472/year.
How much is $22 an hour after taxes?
At $22/hour (40 hrs/week), gross is $45,760/year. After federal + FICA, take-home is approximately $760/week ($39,500/year). With California state tax, approximately $670/week. In no-tax states, approximately $760/week.
How much is $25 an hour after taxes?
At $25/hour (40 hrs/week), gross is $52,000/year. After federal + FICA, take-home is approximately $855/week ($44,500/year). In California, approximately $763/week. In Texas or Florida, approximately $855/week — a difference of $92/week or $4,784/year.
How much is $30 an hour after taxes?
At $30/hour (40 hrs/week), gross is $62,400/year. After federal + FICA, take-home is approximately $1,005/week ($52,300/year). California state tax reduces this to approximately $893/week. No-tax states stay at approximately $1,005/week — a difference of $112/week or $5,824/year.
Hourly paycheck calculators by state
This national calculator covers federal + FICA. For state income tax accuracy, use your state's calculator:
- California hourly paycheck tax calculator Progressive state tax 1–13.3% · $20/hr = ~$614/wk take-home
- Texas hourly paycheck tax calculator No state income tax · $20/hr = ~$700/wk take-home
- Florida take-home pay calculator No state income tax · Same take-home as Texas
- New York take-home pay calculator Progressive state + NYC local tax · Lower take-home
- Washington take-home pay calculator No state income tax on wages · Similar to Texas
- Browse all state hourly paycheck calculators →
Not sure which state gives the best take-home pay? See our best states for take-home pay rankings with side-by-side comparisons at $50k, $75k, and $100k salary levels.
Comparing two job offers in different states? Use the state take-home pay comparison tool.
This estimate assumes standard federal withholding. Actual paychecks may vary due to deductions and benefits.
Include state income tax
This calculator estimates federal + payroll taxes. To include state income tax, use a state-specific calculator:
- California hourly paycheck tax calculator High state income tax
- Texas hourly paycheck tax calculator No state income tax
- All U.S. state hourly tax calculators Choose your state
Hourly paycheck tax calculator: FAQs
How do I calculate my hourly paycheck after taxes?
To calculate your hourly paycheck after taxes: (1) Multiply hourly rate × hours worked to get gross pay. (2) Subtract federal income tax (10–22% effective for most hourly workers), Social Security (6.2%), and Medicare (1.45%). (3) If your state has income tax, subtract that too. Example: $20/hr × 40 hrs = $800 gross. After federal + FICA, take-home is approximately $700/week. After California state tax, approximately $614/week.
How much is taken out of an hourly paycheck for taxes?
Federal taxes take approximately 18–25% of an hourly paycheck for most workers earning $12–$35/hour. This includes federal income tax (10–22% effective), Social Security (6.2%), and Medicare (1.45%). Adding state income tax (0–13.3%) increases total deductions to 20–30%+ depending on your state. At $20/hour in California, total deductions are approximately 23–25%. At $20/hour in Texas, approximately 15–18% (federal + FICA only).
What is the difference between gross hourly pay and net hourly pay?
Gross hourly pay is your rate before any deductions (e.g., $20/hour). Net hourly pay is what you actually take home after all taxes. At $20/hour with a 25% effective total tax rate, net hourly pay is $15/hour. In a no-tax state at 18% effective rate, net hourly pay is approximately $16.40/hour. Use the net hourly wage calculator to estimate your specific net hourly rate.
Does this calculator include state income tax?
This national calculator estimates federal income tax + FICA (Social Security + Medicare) only. State income tax is not included because rates vary by state from 0% (Texas, Florida, Washington) to 13.3% (California). For full take-home including state tax, use your state-specific calculator.
Why does hourly take-home pay vary so much by state?
State income tax is the main driver. No-tax states (Texas, Florida, Washington, Nevada) don't reduce your paycheck beyond federal obligations. High-tax states (California, New York, Oregon) apply progressive rates that can reduce take-home by $1,500–$7,000+/year on the same gross wage. At $20/hour, the difference between Texas and California is approximately $86/week or $4,472/year.
How does this hourly paycheck calculator work?
Enter your hourly wage and weekly hours. The calculator annualizes your income (hourly × hours × 52), applies 2026 federal income tax brackets and standard deduction, then applies FICA (6.2% SS + 1.45% Medicare). Results show net hourly, weekly, biweekly, monthly, and annual take-home. For state tax, use the state calculators linked above.
Does this calculator include overtime?
This calculator estimates regular hourly pay based on your inputs. Overtime (typically 1.5× rate above 40 hours/week) increases your weekly gross pay and may push you into a higher tax bracket. For overtime-specific calculations, use the overtime pay calculator.
Is this hourly paycheck tax calculator free?
Yes. All AfterTaxTools calculators are completely free with no signup required.
Not sure which states tend to have the highest take-home pay overall? See our rankings: Best states for take-home pay after taxes.
Comparing two job offers in different states? Use the state take-home pay comparison tool.