Paycheck Calculator by State (2026)

Select your state to instantly estimate take-home pay after federal and state taxes. Covers salary and hourly workers across all 50 states for 2026.

On this page: Quick calculator · State tax comparison · No-tax states · All state calculators · FAQs

Quick state paycheck calculator

Enter your salary or hourly wage, select your state, and see estimated after-tax take-home pay. Uses 2026 federal and state income tax rates (single filer, standard deduction).

Annual salary ($)

State

Estimates include 2026 federal income tax and employee FICA for a single filer. California, New York and Washington use dedicated state logic; other states use simplified state-rate planning estimates. Local taxes and personal pre-tax deductions are generally excluded.

State income tax comparison: take-home pay at $75k and $100k (2026)

How much state income tax reduces take-home pay at common salary levels across selected states under the site's 2026 planning model (single filer; federal income tax + employee FICA + modeled state items):

State	2026 model	$75k Take-Home	$100k Take-Home	vs Texas	Calculator
Texas	No individual wage income tax	~$61,592	~$79,180	Baseline	Calculate
Florida	No individual wage income tax	~$61,592	~$79,180	Same baseline	Calculate
Washington	No wage income tax; standard employee Paid Leave + WA Cares modeled	~$60,552	~$77,793	−$1,387	Calculate
Arizona	Approx. 2.5% state-rate scenario	~$60,120	~$77,083	−$2,097	Quick calculator
Colorado	Approx. 4.4% state-rate scenario	~$59,000	~$75,488	−$3,692	Quick calculator
New York	2026 NY state estimate outside NYC	~$58,140	~$74,320	−$4,860	Calculate
California	EDD Method B PIT + 1.3% SDI	~$57,397	~$72,151	−$7,029	Calculate

Estimates only. Single filer, 2026 federal brackets and standard deduction ($16,100). State income tax computed on gross wages (most states' own standard deductions are not fully modeled here). Employee FICA is included; local taxes and pre-tax deductions are generally excluded. Use the state calculators for a more detailed estimate. For a full 50-state ranking, see best states for take-home pay.

States with no state income tax: take-home pay at every wage level

In states without an individual wage income tax, the state income-tax layer is zero, but employee FICA still applies and some states have separate payroll programs or local taxes on each paycheck. At $20/hour working full time, Texas and Florida are about $685/week; Washington is about $674/week after standard employee state premiums, compared with about $657/week in California and about $653/week in New York outside NYC.

State	Hourly Calculator	Salary Calculator	$20/hr Take-Home (weekly)
Texas	Texas hourly	Texas salary	~$685/wk
Florida	Florida hourly	Florida salary	~$685/wk
Washington	US hourly	Washington salary	~$674/wk
Nevada	US hourly	—	~$685/wk
Tennessee	US hourly	—	~$685/wk
Wyoming	US hourly	—	~$685/wk
South Dakota	US hourly	—	~$685/wk
Alaska	US hourly	—	~$685/wk
New Hampshire	US hourly	—	~$685/wk

$20/hr examples use a single filer, 40 hrs/week and 2026 federal + employee FICA assumptions; state-specific payroll items vary. Compare with California (~$657/wk), Washington (~$674/wk), and New York outside NYC (~$653/wk) at the same wage. See the full comparison at best states for take-home pay.

All state paycheck calculators

Dedicated calculators with full tax breakdowns, reference tables, and hourly wage estimates are available for these states:

Hourly calculators: California hourly · Texas hourly · Florida hourly · All states (federal + FICA)

Salary / take-home calculators: California · Texas · Florida · New York · Washington

If your state doesn't have a dedicated page yet, the US hourly paycheck tax calculator covers federal + FICA for all states, and the state take-home pay comparison tool lets you compare any two states side by side.

Filing taxes in a new state? These tools help

Relocating or comparing states often means a part-year return, multi-state filing, or updated W-4 withholding. These tools handle it automatically:

TurboTax↗ — handles multi-state returns, relocation-year filings, and W-4 updates

FreeTaxUSA↗ — free federal filing, low-cost state returns for any state

Affiliate links — we may earn a commission at no cost to you.

Why state taxes have a bigger impact than most people expect

Federal income tax is the same regardless of where you live — but state income tax varies from 0% to 13.3%, and that difference compounds significantly over time. At $100,000 salary, a California worker has approximately $7,029 more modeled PIT + SDI deductions per year than a Texas worker. Over a 10-year career at the same salary, that is roughly $70,290 in additional deductions before accounting for any investment growth on the difference.

For hourly workers, the impact shows up immediately on every paycheck. At $20/hour working full time, California workers take home approximately $657/week versus $685/week in Texas — about $1,460 less per year under the modeled California PIT + SDI baseline. Workers evaluating job offers in different states, or remote workers choosing where to live, benefit from running their specific numbers through a state paycheck calculator.

State tax structures also affect different income levels differently. Flat-tax states like Arizona (2.5%) and Pennsylvania (3.07%) are low-impact and predictable. Progressive states like California and Oregon start low but escalate quickly — California's effective rate for a $100k earner is approximately 5.9%, not the headline 13.3% top rate that applies only at very high incomes. Understanding the difference between marginal and effective rates is key to accurate take-home pay comparisons. See the marginal vs effective tax rate guide for a plain-language explanation.

The state take-home pay comparison tool lets you enter one salary and compare any two states side by side. For a broader ranking, the best states for take-home pay covers all major states at $50k, $75k, and $100k salary levels.

Paycheck calculator by state: FAQs

Which states have no state income tax?

Nine states impose no individual income tax on wage income: Texas, Florida, Washington, Nevada, Tennessee, Wyoming, South Dakota, Alaska, and New Hampshire. New Hampshire’s former Interest and Dividends Tax was repealed effective January 1, 2025. Employee payroll programs and local taxes can still differ; Washington, for example, has Paid Leave and WA Cares premiums.

How much does state income tax reduce my paycheck?

It depends on your state and income. At $75,000 salary under this model, Texas and Florida are about $61,592, Washington about $60,552 after standard employee state premiums, California about $57,397, and New York outside NYC about $58,140. Use the quick calculator above to see your specific state's impact, then follow the link to your state's dedicated page for a full paycheck breakdown including FICA.

What is the difference between a flat-tax state and a progressive-tax state?

Flat-tax states apply the same rate to all taxable income — for example, Colorado taxes all income at 4.4%. Progressive states apply increasing rates as income rises — California's rate starts at 1% and reaches 13.3% at very high incomes, but most earners at $50k–$150k pay effective rates of 4–7%. For comparing these structures at your income level, the quick calculator above shows the difference directly.

Does this calculator include FICA taxes?

Yes. The quick state calculator now includes employee FICA along with federal income tax. California, New York, and Washington also use selected state-specific tax/payroll logic; other states use simplified planning estimates that may not capture every credit, deduction, local tax, or payroll program.

Which state gives remote workers the best take-home pay?

For remote workers comparing wage taxes, Texas and Florida are about $79,180 take-home at $100,000, Washington about $77,793 after standard employee state premiums, California about $72,151, and New York outside NYC about $74,320. See our best states for take-home pay for a full comparison including cost-of-living context.

Are these calculators free?

Yes. All AfterTaxTools calculators are free with no signup required. When you're ready to file, tax software such as TurboTax↗ can prepare federal and state returns based on the information you enter.

Part of the U.S. tax and paycheck calculator hub. For Canadian provinces, see our Canada take-home pay calculators.