Paycheck Calculator by State (2026)

Select your state to instantly estimate take-home pay after federal and state taxes. Covers salary and hourly workers across all 50 states for 2026.

On this page: Quick calculator · State tax comparison · No-tax states · All state calculators · FAQs

Quick state paycheck calculator

Enter your salary or hourly wage, select your state, and see estimated after-tax take-home pay. Uses 2026 federal and state income tax rates (single filer, standard deduction).

Estimates use federal + state income tax only (single filer, standard deduction). Excludes FICA, local taxes, and pre-tax deductions. For a full paycheck breakdown including FICA, use your state's dedicated calculator below.

State income tax comparison: take-home pay at $75k and $100k (2026)

How much state income tax reduces take-home pay at common salary levels across major states (single filer, standard deduction, federal + state income tax only):

State State Tax Rate $75k Take-Home $100k Take-Home vs Texas (at $100k) Calculator
Texas 0% — no state tax ~$59,500 ~$76,600 Baseline Calculate
Florida 0% — no state tax ~$59,500 ~$76,600 Same as TX Calculate
Washington 0% — no state tax ~$59,500 ~$76,600 Same as TX Calculate
Arizona 2.5% flat ~$57,800 ~$74,400 −$2,200/yr —
Colorado 4.4% flat ~$56,200 ~$72,300 −$4,300/yr —
Pennsylvania 3.07% flat ~$57,200 ~$73,600 −$3,000/yr —
New York 4–10.9% progressive ~$55,100 ~$70,200 −$6,400/yr Calculate
California 1–13.3% progressive ~$54,800 ~$68,900 −$7,700/yr Calculate
Oregon 4.75–9.9% progressive ~$54,200 ~$68,100 −$8,500/yr —
Hawaii 1.4–11% progressive ~$53,900 ~$67,600 −$9,000/yr —

Estimates only. Single filer, standard deduction, 2026 rates. Excludes FICA, local taxes, and pre-tax deductions. Use state calculators for your exact scenario. For a full 50-state ranking, see best states for take-home pay.

States with no state income tax: take-home pay at every wage level

In states with no income tax, workers pay only federal income tax and FICA on each paycheck. At $20/hour working full time, that means approximately $700/week — compared to approximately $614/week in California and $608/week in New York.

State Hourly Calculator Salary Calculator $20/hr Take-Home (weekly)
Texas Texas hourly Texas salary ~$700/wk
Florida Florida hourly Florida salary ~$700/wk
Washington US hourly Washington salary ~$700/wk
Nevada US hourly — ~$700/wk
Tennessee US hourly — ~$700/wk
Wyoming US hourly — ~$700/wk
South Dakota US hourly — ~$700/wk
Alaska US hourly — ~$700/wk

$20/hr estimates: single filer, 40 hrs/week, federal + FICA only, 2026 rates. Compare to California (~$614/wk) and New York (~$608/wk) at the same wage. See the full comparison at best states for take-home pay.

All state paycheck calculators

Dedicated calculators with full tax breakdowns, reference tables, and hourly wage estimates are available for these states:

Hourly calculators: California hourly · Texas hourly · Florida hourly · All states (federal + FICA)

Salary / take-home calculators: California · Texas · Florida · New York · Washington

If your state doesn't have a dedicated page yet, the US hourly paycheck tax calculator covers federal + FICA for all states, and the state take-home pay comparison tool lets you compare any two states side by side.

Filing taxes in a new state? These tools help

Relocating or comparing states often means a part-year return, multi-state filing, or updated W-4 withholding. These tools handle it automatically:

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Why state taxes have a bigger impact than most people expect

Federal income tax is the same regardless of where you live — but state income tax varies from 0% to 13.3%, and that difference compounds significantly over time. At $100,000 salary, a California worker pays approximately $7,700 more in state income tax per year than a Texas worker. Over a 10-year career at the same salary, that's $77,000 in additional taxes before accounting for any investment growth on the difference.

For hourly workers, the impact shows up immediately on every paycheck. At $20/hour working full time, California workers take home approximately $614/week versus $700/week in Texas — $4,472 less per year from state tax alone. Workers evaluating job offers in different states, or remote workers choosing where to live, benefit from running their specific numbers through a state paycheck calculator.

State tax structures also affect different income levels differently. Flat-tax states like Arizona (2.5%) and Pennsylvania (3.07%) are low-impact and predictable. Progressive states like California and Oregon start low but escalate quickly — California's effective rate for a $100k earner is approximately 6.5%, not the headline 13.3% top rate that applies only at very high incomes. Understanding the difference between marginal and effective rates is key to accurate take-home pay comparisons. See the marginal vs effective tax rate guide for a plain-language explanation.

The state take-home pay comparison tool lets you enter one salary and compare any two states side by side. For a broader ranking, the best states for take-home pay covers all major states at $50k, $75k, and $100k salary levels.

Related tools: Compare take-home pay by state · Best states for take-home pay · Take-home pay by state guide · Best states for high income earners · US hourly paycheck calculator · Salary vs hourly comparison · Take-home pay calculator

Paycheck calculator by state: FAQs

Which states have no state income tax?

Nine states impose no income tax on wages: Texas, Florida, Washington, Nevada, Tennessee, Wyoming, South Dakota, Alaska, and New Hampshire (which taxes some investment income but not wages). Workers in these states pay only federal income tax and FICA on each paycheck, keeping approximately $1,500–$7,700 more per year depending on salary compared to high-tax states like California or New York.

How much does state income tax reduce my paycheck?

It depends on your state and income. At $75,000 salary: no-tax states (TX, FL, WA) leave approximately $59,500. Arizona (2.5% flat) leaves ~$57,800. New York leaves ~$55,100. California leaves ~$54,800. Use the quick calculator above to see your specific state's impact, then follow the link to your state's dedicated page for a full paycheck breakdown including FICA.

What is the difference between a flat-tax state and a progressive-tax state?

Flat-tax states apply the same rate to all taxable income — for example, Colorado taxes all income at 4.4%. Progressive states apply increasing rates as income rises — California's rate starts at 1% and reaches 13.3% at very high incomes, but most earners at $50k–$150k pay effective rates of 4–7%. For comparing these structures at your income level, the quick calculator above shows the difference directly.

Does this calculator include FICA taxes?

The quick calculator above estimates federal + state income tax only, for a clean comparison of how state tax varies. FICA (Social Security 6.2% + Medicare 1.45%) is the same in every state — it doesn't vary by location. Dedicated state calculator pages include FICA in their full paycheck breakdowns for more accurate total estimates.

Which state gives remote workers the best take-home pay?

For remote workers, Texas, Florida, and Washington offer no state income tax alongside strong job markets. At $100,000 salary, you save approximately $7,700/year compared to California and $6,400/year compared to New York — roughly $77,000 over a decade. See our best states for take-home pay for a full comparison including cost-of-living context.

Are these calculators free?

Yes. All AfterTaxTools calculators are completely free with no signup required.

Part of the U.S. tax and paycheck calculator hub. For Canadian provinces, see our Canada take-home pay calculators.