Texas Tax & Paycheck Calculators: Take-Home Pay (2026)

Texas is one of the most tax-friendly states for income earners. With no state income tax, residents keep more of their salary compared to many other states.

On this page: Calculators · How Texas taxes work · Compare Texas to other states · FAQs

Primary Calculator

Texas Hourly Paycheck Tax Calculator

Estimate your hourly take-home pay in Texas after federal and payroll taxes. Texas has no state income tax.

Texas take-home pay calculators

For a national baseline before comparing states, use the U.S. hourly paycheck tax calculator.

Texas hourly take-home pay is often compared with California hourly paycheck tax results because California applies state income tax. This comparison clearly shows how much state taxes affect hourly earnings.

Learn more about income and taxes in Texas: Texas take-home pay guide · Best states for high earners

Understanding taxes in Texas

While Texas does not tax wages at the state level, residents still pay federal income tax and payroll taxes (FICA). Other taxes (like sales tax and property tax) can also affect your overall cost of living.

If you are paid hourly, you can estimate your after-tax wages using our Texas hourly paycheck tax calculator.

Part of our U.S. take-home pay calculator hub. Compare across all U.S. states or explore general tools in Income & Pay calculators.

Compare Texas take-home pay to other states

Texas is often compared to states with higher income taxes. If you’re deciding whether a move or job offer is “worth it,” compare the same pay in:

Want the full ranking? See best states for take-home pay after taxes.

Filing your Texas federal taxes

Texas has no state return to file — but federal filing is still required every year. These tools handle W-2 and salary income automatically:

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Texas tax FAQs

Does Texas have state income tax?

No. Texas has no state income tax on wages, salaries, or bonuses. Texas workers pay only federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). There is no Texas SDI and no city income tax in Houston, Dallas, Austin, or San Antonio.

Texas vs California: which state has higher take-home pay?

Texas offers higher take-home pay at every salary level because Texas has no state income tax. At $75,000, Texas workers keep approximately $4,700/year more than California workers. At $100,000, $7,700/year more. At $150,000, nearly $14,000/year more. Compare directly using the California take-home pay calculator or the state comparison tool.

Why is Texas popular for high earners?

Texas combines no state income tax with a strong job market in Houston, Dallas, and Austin. At $150,000, Texas workers keep approximately $13,900/year more than California workers — purely from the absence of state income tax. See the best states for high income earners for a full comparison.

Are property taxes high in Texas?

Yes. Texas has higher-than-average property taxes, which can partially offset the income tax savings depending on your housing situation. Property tax rates vary significantly by county. For income take-home pay calculations, only income taxes and FICA are deducted — property taxes affect overall cost of living separately.

Do bonuses get taxed in Texas?

No state income tax applies to bonuses in Texas. Federal withholding still applies — bonuses are typically withheld at the 22% federal supplemental rate for amounts under $1 million.

Does Texas tax retirement income?

No. Texas does not tax Social Security benefits, pensions, or 401(k) and IRA withdrawals at the state level. Federal taxes still apply to most retirement income. See the retirement tax calculators for federal withdrawal tax estimates.

Is this calculator free?

Yes. All AfterTaxTools calculators are completely free with no signup required. When you're ready to file, FreeTaxUSA offers free federal filing for Texas workers — no state return required.